[
  {
    "scenario_id": "STRESS_001",
    "input": {
        "financial_data": {
            "key_ratios": {"debt_to_equity_ratio": 2.5, "interest_coverage_ratio": 1.5},
            "total_debt": 1000,
            "ebitda": 200,
            "interest_expense": 133,
            "revenue": 1000,
            "total_equity": 400
        }
    },
    "expected_checks": [
        {"field": "base_pd", "operator": "lt", "value": 0.50},
        {"field": "sensitivity_analysis", "operator": "contains_scenario", "value": "Rate Shock"}
    ]
  }
]