{
  "ticker": "V",
  "financials": {
    "2023": {
      "Income Statement": {
        "Revenue": 271.56,
        "COGS": 212.55,
        "Gross Profit": 59.01,
        "Operating Expenses": 31.07,
        "EBITDA": 27.94,
        "EBIT": 14.36,
        "Net Income": 9.64
      },
      "Balance Sheet": {
        "Cash & Equivalents": 40.73,
        "Total Assets": 208.4,
        "Total Debt": 107.15,
        "Total Liabilities": 128.41,
        "Total Equity": 79.99
      },
      "Cash Flow": {
        "Operating Cash Flow": 23.22,
        "CapEx": 10.86,
        "Free Cash Flow": 12.36
      },
      "Ratios": {
        "Gross Margin": 0.2173,
        "EBITDA Margin": 0.1029,
        "Net Margin": 0.0355,
        "Leverage (Debt/EBITDA)": 3.84
      }
    },
    "2024": {
      "Income Statement": {
        "Revenue": 280.09,
        "COGS": 227.58,
        "Gross Profit": 52.51,
        "Operating Expenses": 35.55,
        "EBITDA": 16.96,
        "EBIT": 2.96,
        "Net Income": 1.99
      },
      "Balance Sheet": {
        "Cash & Equivalents": 42.01,
        "Total Assets": 216.2,
        "Total Debt": 73.43,
        "Total Liabilities": 96.19,
        "Total Equity": 120.01
      },
      "Cash Flow": {
        "Operating Cash Flow": 15.99,
        "CapEx": 11.2,
        "Free Cash Flow": 4.79
      },
      "Ratios": {
        "Gross Margin": 0.1875,
        "EBITDA Margin": 0.0606,
        "Net Margin": 0.0071,
        "Leverage (Debt/EBITDA)": 4.33
      }
    },
    "2025": {
      "Income Statement": {
        "Revenue": 288.89,
        "COGS": 208.23,
        "Gross Profit": 80.66,
        "Operating Expenses": 45.58,
        "EBITDA": 35.08,
        "EBIT": 20.63,
        "Net Income": 13.86
      },
      "Balance Sheet": {
        "Cash & Equivalents": 43.33,
        "Total Assets": 219.01,
        "Total Debt": 110.56,
        "Total Liabilities": 131.38,
        "Total Equity": 87.63
      },
      "Cash Flow": {
        "Operating Cash Flow": 28.3,
        "CapEx": 11.56,
        "Free Cash Flow": 16.74
      },
      "Ratios": {
        "Gross Margin": 0.2792,
        "EBITDA Margin": 0.1214,
        "Net Margin": 0.048,
        "Leverage (Debt/EBITDA)": 3.15
      }
    }
  },
  "audit_trail": {
    "model_version": "FinGPT-v4.2",
    "timestamp": "2026-02-19T03:25:07.148658",
    "data_cutoff": "2025-10-31",
    "compliance_check": "PASS",
    "auditor_id": "AUDIT-9856",
    "confidence_score": 0.967,
    "audit_id": "93ae4fc0-e5c2-4b28-939f-e41564f42b88",
    "data_hash": "246fdd4365f0f821"
  }
}