{
  "ticker": "MSFT",
  "financials": {
    "2023": {
      "Income Statement": {
        "Revenue": 69.51,
        "COGS": 51.74,
        "Gross Profit": 17.77,
        "Operating Expenses": 11.74,
        "EBITDA": 6.03,
        "EBIT": 2.55,
        "Net Income": 1.71
      },
      "Balance Sheet": {
        "Cash & Equivalents": 10.43,
        "Total Assets": 52.94,
        "Total Debt": 9.87,
        "Total Liabilities": 15.05,
        "Total Equity": 37.89
      },
      "Cash Flow": {
        "Operating Cash Flow": 5.19,
        "CapEx": 2.78,
        "Free Cash Flow": 2.41
      },
      "Ratios": {
        "Gross Margin": 0.2556,
        "EBITDA Margin": 0.0867,
        "Net Margin": 0.0247,
        "Leverage (Debt/EBITDA)": 1.64
      }
    },
    "2024": {
      "Income Statement": {
        "Revenue": 76.11,
        "COGS": 58.46,
        "Gross Profit": 17.65,
        "Operating Expenses": 9.3,
        "EBITDA": 8.35,
        "EBIT": 4.55,
        "Net Income": 3.05
      },
      "Balance Sheet": {
        "Cash & Equivalents": 11.42,
        "Total Assets": 58.24,
        "Total Debt": 7.66,
        "Total Liabilities": 13.5,
        "Total Equity": 44.74
      },
      "Cash Flow": {
        "Operating Cash Flow": 6.86,
        "CapEx": 3.04,
        "Free Cash Flow": 3.81
      },
      "Ratios": {
        "Gross Margin": 0.2319,
        "EBITDA Margin": 0.1098,
        "Net Margin": 0.0401,
        "Leverage (Debt/EBITDA)": 0.92
      }
    },
    "2025": {
      "Income Statement": {
        "Revenue": 83.33,
        "COGS": 63.08,
        "Gross Profit": 20.26,
        "Operating Expenses": 12.74,
        "EBITDA": 7.51,
        "EBIT": 3.35,
        "Net Income": 2.25
      },
      "Balance Sheet": {
        "Cash & Equivalents": 12.5,
        "Total Assets": 63.63,
        "Total Debt": 4.91,
        "Total Liabilities": 11.22,
        "Total Equity": 52.41
      },
      "Cash Flow": {
        "Operating Cash Flow": 6.41,
        "CapEx": 3.33,
        "Free Cash Flow": 3.08
      },
      "Ratios": {
        "Gross Margin": 0.2431,
        "EBITDA Margin": 0.0902,
        "Net Margin": 0.027,
        "Leverage (Debt/EBITDA)": 0.65
      }
    }
  },
  "audit_trail": {
    "model_version": "FinGPT-v4.2",
    "timestamp": "2026-02-19T03:25:07.139607",
    "data_cutoff": "2025-10-31",
    "compliance_check": "PASS",
    "auditor_id": "AUDIT-7224",
    "confidence_score": 0.8635,
    "audit_id": "b0b39580-3132-42f3-a6f5-95ddfb0aa7e0",
    "data_hash": "69f007ed1ade1477"
  }
}