{
  "ticker": "JPM",
  "financials": {
    "2023": {
      "Income Statement": {
        "Revenue": 154.13,
        "COGS": 120.57,
        "Gross Profit": 33.56,
        "Operating Expenses": 15.92,
        "EBITDA": 17.64,
        "EBIT": 9.93,
        "Net Income": 6.67
      },
      "Balance Sheet": {
        "Cash & Equivalents": 23.12,
        "Total Assets": 118.27,
        "Total Debt": 56.3,
        "Total Liabilities": 68.36,
        "Total Equity": 49.91
      },
      "Cash Flow": {
        "Operating Cash Flow": 14.38,
        "CapEx": 6.17,
        "Free Cash Flow": 8.21
      },
      "Ratios": {
        "Gross Margin": 0.2177,
        "EBITDA Margin": 0.1144,
        "Net Margin": 0.0433,
        "Leverage (Debt/EBITDA)": 3.19
      }
    },
    "2024": {
      "Income Statement": {
        "Revenue": 165.53,
        "COGS": 140.18,
        "Gross Profit": 25.35,
        "Operating Expenses": 14.35,
        "EBITDA": 11.0,
        "EBIT": 2.72,
        "Net Income": 1.83
      },
      "Balance Sheet": {
        "Cash & Equivalents": 24.83,
        "Total Assets": 128.62,
        "Total Debt": 52.41,
        "Total Liabilities": 66.43,
        "Total Equity": 62.19
      },
      "Cash Flow": {
        "Operating Cash Flow": 10.1,
        "CapEx": 6.62,
        "Free Cash Flow": 3.48
      },
      "Ratios": {
        "Gross Margin": 0.1532,
        "EBITDA Margin": 0.0664,
        "Net Margin": 0.011,
        "Leverage (Debt/EBITDA)": 4.77
      }
    },
    "2025": {
      "Income Statement": {
        "Revenue": 177.78,
        "COGS": 150.92,
        "Gross Profit": 26.86,
        "Operating Expenses": 16.45,
        "EBITDA": 10.41,
        "EBIT": 1.52,
        "Net Income": 1.02
      },
      "Balance Sheet": {
        "Cash & Equivalents": 26.67,
        "Total Assets": 138.19,
        "Total Debt": 33.07,
        "Total Liabilities": 48.17,
        "Total Equity": 90.03
      },
      "Cash Flow": {
        "Operating Cash Flow": 9.91,
        "CapEx": 7.11,
        "Free Cash Flow": 2.8
      },
      "Ratios": {
        "Gross Margin": 0.1511,
        "EBITDA Margin": 0.0586,
        "Net Margin": 0.0058,
        "Leverage (Debt/EBITDA)": 3.18
      }
    }
  },
  "audit_trail": {
    "model_version": "FinGPT-v4.2",
    "timestamp": "2026-02-19T03:25:07.146864",
    "data_cutoff": "2025-10-31",
    "compliance_check": "PASS",
    "auditor_id": "AUDIT-2104",
    "confidence_score": 0.9768,
    "audit_id": "96e80084-7f16-42f3-aee7-35c8705f0ad3",
    "data_hash": "1d78e3bfcf783bca"
  }
}