FIBO-Based Risk Framework

A Semantic Framework for Enterprise Risk

This application provides an interactive exploration of a sophisticated, unambiguous, and extensible data standard for financial risk analysis, grounded in the Financial Industry Business Ontology (FIBO).

The Core Relationship Model

A direct link between a counterparty and a facility is a simplification. The correct ontological representation involves the crucial contractual mechanism that binds them. This three-part relationship is essential for accurately representing legal obligations and enabling deep risk analysis.

👤

Counterparty

→
📜

Credit Agreement

→
🏦

Facility

Click on a component above to see its definition.

Interactive Risk Control Dashboard

Explore the 11 interconnected risk control fields. Select a field from the list to view its details, context, and its place within the overall risk management hierarchy.

Risk Control Fields

    Risk Control Hierarchy

    The Data Model in Action

    See how these concepts translate into a portable, modular, and scalable graph data schema, ready for ingestion into an agentic workflow.

    Example JSON Output

    The final output is a structured JSON object for each company. This format is easily parsed and ensures data is directly consumable by modern AI agents, "grounding" them in factual data to prevent inaccuracies.

    The AI Agentic Workflow

    This structured data enables a continuous feedback loop, transforming a static data file into a dynamic component of a real-time, self-improving risk monitoring system.

    📄

    1. Unstructured Data

    Source documents like credit agreements are processed.
    →
    🤖

    2. AI Processing

    AI extracts structured data into the FIBO-aligned JSON format.
    →
    🧠

    3. Agent Analysis

    An AI agent ingests the structured JSON and analyzes real-time signals.
    →
    🚩

    4. Automated Flagging

    The agent generates a risk rating and flags, updating the JSON file.

    Hover over each step to learn more about the process.

    Interactive Counterparty Risk Assessment

    Counterparty Risk Dashboard

    Counterparty Overview

    High-level risk profile for Company A Inc.

    Risk Rating

    B

    Institution's internal credit risk assessment.

    KYC Status

    Complete

    Know Your Customer documentation is verified and up-to-date.

    Regulatory Rating

    Stable

    Based on latest public filings and reports.

    Risk Appetite Profile

    This chart shows the institution's defined risk tolerance for this counterparty, breaking down the appetite into different categories. Hover over a segment to see the specific allocation.

    Facility Details

    Analysis of credit facilities provided to the counterparty.

    Facility ID: Facility123

    This chart visualizes the current exposure against the total limit for this facility. It helps in quickly assessing how much of the available credit is currently utilized through 'Take' and 'Hold' amounts.

    Target Net Risk Date

    2026-03-01

    Facility Limit

    $10,000,000

    Total Exposure

    $7,000,000

    Product Exposure

    Exposure from specific financial instruments.

    Product: DerivativeXYZ (Interest Rate Swap)

    This chart illustrates the hedge amount relative to the overall trading limit for this specific product. It provides a clear view of how much of the trading capacity is being utilized for hedging purposes.

    Trading Limit

    $20,000,000

    Hedge Amount

    $15,000,000

    Automated Risk Analysis

    System-generated risk flags based on predefined trigger logic.

    FIBO GNN Risk Dashboard

    FIBO Graph Neural Network Visualizer

    An interactive dashboard to explore financial entity relationships and risk controls.

    Risk Network Graph

    Click on a node to view its details. Nodes represent entities like companies, counterparties, and facilities.