{
  "$schema": "http://json-schema.org/draft-07/schema#",
  "title": "Odyssey Credit Risk Entity",
  "description": "Schema for a legal entity within the Odyssey Unified Financial Knowledge Graph.",
  "type": "object",
  "properties": {
    "@id": {
      "type": "string",
      "description": "Unique URI for the entity (e.g., urn:fibo:be-le-cb:Corporation:US-5493006M3X2VSP4J6K22)"
    },
    "@type": {
      "type": "string",
      "enum": ["fibo-be-le-cb:Corporation", "fibo-be-le-lp:LimitedPartnership", "fibo-be-le-tr:Trust", "lending:UnrestrictedSubsidiary"]
    },
    "legalName": {
      "type": "string"
    },
    "hasCreditFacility": {
      "type": "array",
      "items": {
        "$ref": "#/definitions/CreditFacility"
      }
    },
    "financials": {
        "$ref": "#/definitions/FinancialStatement"
    },
    "riskProfile": {
        "$ref": "#/definitions/RiskProfile"
    }
  },
  "definitions": {
    "CreditFacility": {
      "type": "object",
      "properties": {
        "@id": { "type": "string" },
        "facilityType": { "type": "string", "enum": ["Term Loan B", "Revolver", "DIP Financing"] },
        "hasJCrewBlocker": { "type": "boolean", "description": "Lending Core extension: Prohibits IP transfer to unrestricted subs." },
        "interestCoverageRatio": { "type": "number" }
      },
      "required": ["@id", "facilityType"]
    },
    "FinancialStatement": {
        "type": "object",
        "properties": {
            "ebitda_reported": { "type": "number" },
            "ebitda_adjustments": {
                "type": "array",
                "items": {
                    "type": "object",
                    "properties": {
                        "type": { "enum": ["SynergyAddback", "RestructuringCharge", "ManagementFeeAddback"] },
                        "amount": { "type": "number" }
                    }
                }
            }
        }
    },
    "RiskProfile": {
        "type": "object",
        "properties": {
            "probabilityOfDefault": { "type": "number" },
            "lossGivenDefault": { "type": "number" },
            "rating": { "type": "string" }
        }
    }
  },
  "required": ["@id", "@type", "legalName"]
}