{
  "risk_thresholds": {
    "sigma": 0.15,
    "conviction_threshold": 0.90
  },
  "no_go_jurisdictions": [
    "Cayman Islands",
    "North Korea",
    "Iran",
    "Syria",
    "Russia"
  ],
  "routing_paths": {
    "auto_approve": "AUTOMATED",
    "hotl_review": "HOTL",
    "hitl_step_up": "HITL_TIER_3"
  }
}