{
  "schema": 1,
  "type": "completion",
  "description": "Assesses collateral risk for SNC based on provided details and regulatory guidelines.",
  "completion": {
    "max_tokens": 200,
    "temperature": 0.3, 
    "top_p": 1.0,
    "presence_penalty": 0.0,
    "frequency_penalty": 0.0
  },
  "input": {
    "parameters": [
      {
        "name": "guideline_substandard_collateral",
        "description": "Relevant part of the substandard definition related to collateral.",
        "defaultValue": "Collateral is inadequately protective."
      },
      {
        "name": "guideline_repayment_source",
        "description": "Guideline regarding primary repayment source.",
        "defaultValue": "Primary repayment should come from a sustainable source of cash under borrower control."
      },
      {
        "name": "collateral_description",
        "description": "Description of the collateral.",
        "defaultValue": "Not specified."
      },
      {
        "name": "ltv_ratio",
        "description": "Loan-to-Value ratio (e.g., 0.75 for 75%).",
        "defaultValue": "Not specified."
      },
      {
        "name": "other_collateral_notes",
        "description": "Any other relevant notes about the collateral.",
        "defaultValue": "None."
      }
    ]
  }
}