{
  "layout_id": "comprehensive_credit_view",
  "widgets": [
    {
      "id": "covenant_tracker",
      "type": "chart",
      "title": "Covenant Headroom & Zombie Status Tracker"
    },
    {
      "id": "capital_stack",
      "type": "table",
      "title": "Capital Stack Structure"
    }
  ]
}