{
  "$schema": "http://json-schema.org/draft-07/schema#",
  "title": "Comprehensive Counterparty Profile",
  "type": "object",
  "properties": {
    "entity": {
      "type": "object",
      "properties": {
        "legalName": { "type": "string" },
        "ticker": { "type": "string" },
        "naicsCode": { "type": "string", "description": "e.g., 6211 for Healthcare Rollups" },
        "riskRating": { "type": "string", "enum": ["Pass", "Special Mention", "Substandard", "Doubtful", "Loss"] }
      },
      "required": ["legalName", "ticker"]
    },
    "capitalStructure": {
      "type": "object",
      "properties": {
        "debtInstruments": {
          "type": "array",
          "items": {
            "type": "object",
            "properties": {
              "instrumentName": { "type": "string", "examples": ["Term Loan B"] },
              "seniority": { "type": "string", "enum": ["Senior Secured", "Unsecured", "Subordinated"] },
              "outstandingAmount": { "type": "number" },
              "interestRate": { "type": "string", "examples": ["S+350"] },
              "maturityDate": { "type": "string", "format": "date" },
              "covenantLite": { "type": "boolean" },
              "hasJCrewBlocker": { "type": "boolean" }
            }
          }
        }
      }
    },
    "financials": {
      "type": "object",
      "properties": {
        "ebitdaReconciliation": {
          "type": "object",
          "properties": {
            "reportedNetIncome": { "type": "number" },
            "adjustments": {
              "type": "array",
              "items": {
                "type": "object",
                "properties": {
                  "description": { "type": "string", "examples": ["Synergies"] },
                  "amount": { "type": "number" },
                  "type": { "type": "string", "enum": ["Synergy", "Restructuring", "ManagementFee", "NonCash"] }
                }
              }
            },
            "adjustedEBITDA": { "type": "number" }
          }
        }
      }
    }
  },
  "required": ["entity", "capitalStructure", "financials"]
}